If you are looking for an alternative for the Dave application, then you are at the right spot. This article will provide you with the top 10 best cash advance apps like the Dave application.
The ability to get cash advances has made life so much easier, right? You can use this list of cash advance apps to pay for things you want or need even if you don’t get paid for a while and don’t have much money left. Dave must have come up on the web when you were looking for apps like that, or you might already be using it. But are there any other money apps like Dave you can use to borrow money?
Well, there are a lot of apps similar to Dave that make borrowing money easy. And that’s what this article is about. Dave is definitely a good option for cash advances in emergencies. However, some of its disadvantages outweigh its advantages, and in such cases, you should use the alternatives of the Dave app. Let’s look at the apps similar to Dave so that you can access other platforms for the purpose.
All of the apps we talk about in this article can be downloaded from either the iOS App Store or the Google Play Store. Before you use any of the apps on this list, make sure to look at all of your options and compare their features carefully. So, look into the best money-borrowing apps like Dave and earn different cash-backs by using them.
Earnin, which used to be called ActivHours, is one of the best money apps like Dave. The best thing about Earnin is that you don’t have to pay a fee every month to be a member. It will only take a tip that you think is fair for the service of the app.
Earnin is a nice app because it does all of the above and has features like cash out, which lets you deposit up to $500 into your account to avoid overdraft fees. Here are all the interesting things about Earnin.
Key Features
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Moneylion is also one of the most important cash apps like Dave, which is on the cutting edge. There are two kinds of memberships: plus and core. The core membership doesn’t cost much, but it gives users a lot of services, such as free checking accounts that can be used to get rewards and a number of other options.
Users must pay $28 per month for a plus membership, which comes with a number of benefits. It uses the user’s APR, which is 5.99 percent, to build their credit. Also, the platform does not do credit checks, so customers with bad credit can use this or more apps like Dave in such situations.
Key Features
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This loan app is like Dave, with one of the best customer services is preferable for many people. Brigit has one of the best services, and a lot of people like to use it. This app is the best choice if you want an instant cash advance app like dave. It also has a popular online tool that helps people get extra cash and stay afloat financially until they get paid again.
This app will check a customer’s account and keep track of how much they spend on different things. When a person spends more than they have in their account, the app will send a special alert to mark the expense as a warning sign. It has email support, and users can talk to the team about it through email.
Key Features
Download Apps for Android
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Instead of marketing to customers, the DailyPay app starts by marketing to employees in different ways. But we include this in the list of cash advance apps because of the benefits that people like about it. The employees get along well with each other because they help and support each other a lot.
They can also use the money in the account before payday if they need cash before then. The app will put the money in a bank account, and the user can use the money whenever they need to until payday. It gives you the option to pay a fee to move money from your hours to the bank’s balance and the amount they spend.
Key Features
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A branch is another one of our picks for one of the best loan apps like Dave for instant cash. It’s an advanced app that gives you up to $150 per day or $500 of your salary in advance.
Branch also gives you a debit card, free credit score every month, and free access to ATMs at more than 40,000 places in the United States. Also, Branch is better than the other apps on this list of cash advance apps that are like Dave because of the following features.
Key Features
Download Apps for Android
Even is also a good choice when looking for apps similar to Dave. It not only gives cash advances, but it also has a lot of tools to help you plan your finances. Employees of companies that work with Even can get up to 50% of their pay for a certain time.
When you borrow money from Even, you don’t have to pay taxes or interest. As a member, all you have to do is pay an $8 fee every month. Also, the following features make this app even more appealing.
Key Features
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The Empower app works similarly to a bank manager. These apps are like Dave but more popular among younger people. Empower is a great app for people who like to manage their money.
It’s a good money advance app like Dave. It links up all of your accounts and lets you keep track of your spending and savings from a single place. If you want the cash advance, you’ll have to sign up for an account. Below are some key features of this app:
Key Features
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Axos Bank is another money lending app like Dave that lets people get their paychecks more quickly. When you create a high-yield checking and savings account in this application, you automatically get access to the Direct Deposit Express features.
To use this feature, all you have to do is make a deposit account on this app, and it will take care of the rest. Unlike its competitor, Dave, Axos Bank does not charge you a monthly fee for service. It doesn’t charge you for going over your limit and doesn’t require you to have a minimum balance in your account for it to work.
Key Features
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Chime has been in the fintech business for almost a decade. It is an online bank account where you can pay bills online, send checks, transfer and receive money, and make direct deposits. It also allows you to get a cash advance on your salary when you don’t have enough money.
Chime can lend you up to $100 until you get paid. This can help you out if you need money right away, similar to apps like Dave. Depending on how well you’ve paid back your debts in the past, Chime’s Spot Me feature lets you take up to $200 out of your account.
Key Features
Download Apps for Android
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PayActiv is made to help businesses give their workers access to their paychecks early. Even though your employers don’t have an account with PayActiv, you can still use the service.
Then, you can transfer the amount to your bank account, PayActiv card, or card from a third party, or you can get cash at a Walmart store. You can also choose the third-party card or cash pickup option, but carefully. PayActiv is on the list of cash advance apps like Dave as it helps employees to withdraw money easily.
Key Features
Download Apps for Android
Allowing you to request and receive cash quickly, Floatme is another potential money app like Dave. Its target audience is millennials, as it enables them to receive money instantly without any usual overdraft charges. However, users have to subscribe and pay using the app to qualify for these cash advances. Though it is slightly expensive compared to apps like Dave, it offers a 30-day free trial, allowing the user to check the services.
Another reason why Floatme is an app similar to Dave is its no-interest policy. Unlike many cash-advancing apps, this platform will not charge you any interest to withdraw money. Moreover, they also have a no-credit-check policy before lending you loans.
Key features
Varo is a potential digital banking service offering you cash withdrawal even before your salary’s arrival. Interestingly, you can advance any amount up to your salary if you set up a direct deposit on your Varo account. Similar to other loan apps like Dave, this platform is also interest-free. What’s more? The user is not liable for any foreign transactions, transfer fees, or maintaining a minimum balance.
Key features
Frequently Asked Questions (FAQs)
Q.1 What apps will let you borrow money instantly?
Ans. Dave, Earnin, Brigit, Chime, and other apps mentioned above can help you borrow money instantly without any hassle.
Q.2 Is there an app better than Dave?
Ans. Brigit and Chime, along with others, are excellent cash-advancing apps like Dave. They allow you to borrow a decent sum of money without making you pay for any expensive membership. Moreover, they also abide by a no-interest policy while extending loans to their users.
Q.3 Can you borrow from Dave twice?
Ans. Dave can lend you up to $75 on a per pay period basis. The user can take their time to return the money. However, they won’t be able to borrow cash the second time if they do not repay the first loan.
Dave isn’t the only app that can help you out of a financial jam. Above is a list of other money advance apps like dave that do similar things and can help you solve problems quickly. Each of these is best on its own. But you shouldn’t assume that all the apps will meet your needs. So, learn more about apps and look for the best one so you can get the best results.
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